Free calculators and tools for South African money and dates

12 free, browser-only calculators for PAYE, take-home pay, VAT, credit, savings, vehicle licence discs, school terms, matric results, tenders, bursaries and SASSA or UIF questions. No sign-up and no data leaves your device.

There are 12 calculators on this page, and every one of them runs inside your browser. Nothing you type is sent to us, saved on a server, or shared with anyone - close the tab and the numbers are gone. They are estimates for planning, not advice, and each page states where its figures come from and when it was last checked.

Last reviewed 2026-10-13 · next scheduled review 2026-11-13

What "browser-only" actually means here

There is no database behind this site, which is not a technicality - it is the reason the tools are safe to use with your real salary and your real dates. The calculation runs as JavaScript in the tab you are reading. There is no form submission, no account, no cookie and no analytics event carrying your numbers. If you want to check that, open your browser's network tab and watch: nothing leaves the page.

Every tool also carries the date it was last reviewed and the date it is due for review, because a tax calculator that is silently a year out of date is worse than no calculator at all.

The calculators

Pay, tax and VAT

Work out PAYE, take-home pay and VAT before you quote, budget or negotiate.

Income Tax Calculator
Estimate your South African income tax and PAYE for the 2026/27 tax year using the official SARS tax brackets, with age-based rebates applied.

Next scheduled review 2027-02-25
Take-Home Salary Calculator
Estimate South African take-home salary for the 2026/27 tax year after PAYE, UIF, pension contributions and the basic medical scheme fees tax credit.

Next scheduled review 2027-02-25
VAT Calculator
Add 15% South African VAT to a price or work backwards from a VAT-inclusive amount to find the VAT portion and the net value.

Next scheduled review 2027-02-25

Saving and borrowing

Turn a goal or a loan into a monthly number you can actually plan against.

Bond Repayment Calculator
Estimate monthly South African home-loan repayments from the loan amount, annual interest rate and repayment term. Excludes fees and rate changes.

Next scheduled review 2027-02-25
Savings Goal Calculator
Work out how much you need to save each month to reach a savings target by a chosen date, with an optional interest assumption.

Next scheduled review 2027-02-25

Dates, terms and deadlines

Count down to a disc expiry, a school term, a bid closing time or a bursary deadline.

Vehicle Licence Renewal Reminder
Enter your vehicle licence expiry date to see how many days you have left, whether you are in the grace period, and what to take when you renew.

Next scheduled review 2027-01-15
Public Holiday & Long Weekend Planner
See every upcoming South African public holiday, which ones create long weekends, and exactly how many leave days you need to extend each one.

Next scheduled review 2026-11-15
School Term Countdown
Count down to the next South African public school term, holiday or the end of the school year, using the gazetted DBE calendar.

Next scheduled review 2027-02-01
Matric Results Countdown
Count down to the announced National Senior Certificate results release date and see exactly how and where to check your own results officially.

Next scheduled review 2026-11-15
Tender Closing Countdown
See how many days remain on open South African government tenders, with a checklist of the documents most bids are disqualified for lacking.

Next scheduled review 2026-10-20

Grant and benefit information

Explanations and official routes for SASSA and UIF questions. None of these can check a status, and they say so.

Bursary Deadline Tracker
Track open bursary and funding application windows including NSFAS, with the days remaining and links only to official funding pages.

Next scheduled review 2026-11-01
UIF & SASSA Information Checker
Choose the status message you received to find out what it means and where to check it officially. No ID number, no personal details, nothing stored.

Next scheduled review 2026-11-01

What these tools will not do

They will not check a government status. No website outside government can, and any site that offers to is either guessing or phishing.
They will not ask for an ID number, a passport number, a bank card, an OTP or a password - there is nowhere on this site to type one.
They will not give tax, legal or financial advice. A number that helps you plan is not a substitute for a registered practitioner or an official ruling.
They will not charge anything, now or later. There is no premium version and no paywall hiding the answer.

How to get a number you can trust

Read the "where the numbers come from" list at the bottom of each tool. If a figure matters to a decision, check the official source yourself - we link to it.
Compare two scenarios rather than chasing a single answer. Change one input at a time - an extra retirement contribution, a longer loan term - and watch what moves.
Check the review dates. Tax tables and thresholds change in the February Budget; VAT and UIF ceilings change when the law changes. A tool that has not been re-checked since then should be treated as a rough guide.
Print or copy the result into your own notes. The "copy results" button on each tool puts the breakdown on your clipboard so the number survives closing the tab.

Questions people ask about these tools

Do these calculators work offline?

Once the page has loaded, yes. The arithmetic is plain JavaScript in the page, so the tool keeps working if your connection drops. Nothing is deferred to a server call.

Can I use them on a phone with a slow connection?

They are built for it. Each page is static HTML with no charting library, no tracking pixel inside the tool, and no images in the calculator itself, so the page is small and the inputs are large enough to tap.

Why is my payslip different from the estimate?

Because the estimate cannot see your fringe benefits, allowances, garnishee orders, medical scheme structure or the exact deduction code your payroll uses. It is built to be close enough to sanity-check a payslip and to plan a decision, not to reproduce a payroll system.

Do you store the numbers I type in?

No. There is no database on this site at all. The values live in the browser tab's memory while you use the tool and are discarded when you navigate away or close it. That is also why there is no "save my results" feature - we would have to store them somewhere to offer one.

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